Seed is easy, sapling stretches you, oak is hard. Aim for one of each today. Boxes reset each day, week and month; your XP stays.

Low-cost certs that each pull double duty. Finish one, then drop loot: a video, a think piece or a zine page. Learning in public is the content pipeline.

Four rings, from now to 33. Each milestone is worth 40 XP. Don't skip rings.

Tap to claim when you've earned it. Each is worth 50 XP. Gold-bordered ones with no tap unlock on their own.

Operating rules

Pulled from your own pages and turned into decisions you can make on an ordinary Tuesday.

Five lanes

Run them in order of roots. Lane 1 pays the bills, lane 2 is the fastest remote money, lanes 3 and 4 compound, lane 5 keeps the hospital door open. Each lane shows which branch of the skill tree feeds it.

Stewardship

This is planning, not financial advice. A fee-only financial planner can help you pick specific accounts and investments.

Save file

This whole plan is one file. It runs offline in any browser and saves progress in that browser. To move devices, export a save file and import it on the other one. Saves from Roots before reach and the first Quest Log import here too.